Best LIC Policies

Handpicked insurance policies that offer the best value, coverage, and returns for your financial goals

LIC Jeevan Labh (Plan No. 836)
LIC Jeevan Labh (Plan No. 836)

A Limited Premium Paying, Non-Linked, With-Profits Endowment Plan offering a dual benefit of financial protection and guaranteed savings over a chosen term.

Premium Range
Limited Pay - Varies by Sum Assured and Age
Policy Term
16, 21, or 25 years
Sum Assured Range
₹2,00,000 - No Upper Limit (Subject to Underwriting)
Key Features
  • Limited Premium Payment Term (PPT: 10, 15, or 16 years)
  • Death & Maturity Benefits
  • Guaranteed Maturity with Bonuses
LIC Jeevan Anand (Plan No. 815)
LIC Jeevan Anand (Plan No. 815)

A traditional with-profits endowment plan that provides both protection and savings with guaranteed benefits plus bonuses.

Premium Range
₹3,000 - ₹30,000/year
Policy Term
15, 20, 25, 30, 35 years
Sum Assured Range
₹1,00,000 - ₹25,00,000
Key Features
  • Guaranteed Sum Assured
  • Accrued Bonuses
  • Maturity Benefit
LIC Jeevan Shanti (Plan No. 850)
LIC Jeevan Shanti (Plan No. 850)

A deferred annuity plan that provides guaranteed income for life with flexible premium payment options.

Premium Range
₹5,000 - ₹1,00,000/year
Policy Term
Single Pay or Limited Pay
Sum Assured Range
₹1,50,000 - ₹1,00,00,000
Key Features
  • Guaranteed Annuity
  • Flexible Premium Payment
  • Death Benefit
LIC Jeevan Lakshya (Plan No. 833)
LIC Jeevan Lakshya (Plan No. 833)

A Limited Premium Paying, Non-Linked, With-Profits Endowment Plan specifically designed to provide a financial safety net for the family, particularly for children, in the event of the policyholder's death before maturity.

Premium Range
Limited Pay (Policy Term minus 3 years) - Varies by Sum Assured and Age
Policy Term
13 to 25 years
Sum Assured Range
₹1,00,000 (in multiples of ₹10,000) - No Upper Limit (Subject to Underwriting)
Key Features
  • Limited Premium Payment Term (PPT: Policy Term - 3 years)
  • Unique Death Benefit: Annual Income + Lump Sum at Maturity
  • Guaranteed Maturity with Simple Reversionary Bonuses and Final Additional Bonus
LIC's Nav Jeevan Shree - Single Premium (Plan No. 911)
LIC's Nav Jeevan Shree - Single Premium (Plan No. 911)

A Single Premium, Non-Linked, Non-Participating, Individual Life Insurance Savings Plan that offers guaranteed benefits and financial protection with a one-time payment.

Premium Range
Single Pay
Policy Term
5 to 20 years
Sum Assured Range
₹1,00,000 - No Upper Limit (Subject to Underwriting)
Key Features
  • One-time Single Premium Payment
  • Guaranteed Additions (GA) of ₹85 per ₹1,000 Basic Sum Assured annually
  • Choice of two 'Sum Assured on Death' options (Option I & II)
LIC's Jeevan Umang (Plan No. 845)
LIC's Jeevan Umang (Plan No. 845)

A Whole Life Assurance plan that is Non-Linked and Participating (With Profits). It provides a combination of income and protection, offering annual survival benefits from the end of the premium paying term until maturity at age 100.

Premium Range
Limited Pay (15, 20, 25, or 30 years)
Policy Term
(100 - Age at Entry) years
Sum Assured Range
₹2,00,000 - No Limit (Subject to Underwriting)
Key Features
  • Whole Life coverage up to age 100.
  • Limited Premium Payment Term (PPT) of 15, 20, 25, or 30 years.
  • Annual Survival Benefit (8% of Basic Sum Assured) from the end of the PPT.

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